Money management

Our finance Preferred Partners can help with your money management, offering discounted rates on card processing and helping you to recycle your cash. 


Lloyds - card processing

Lloyds Bank Cardnet offer specialist card processing rates for HTA members. All their costs are clear, and there are no hidden fees. You’ll have access to expert technical support from a UK-based helpdesk, and a dedicated implementation team to make switching easy. You’ll also have free online ClientLine access, giving you a 24/7 online summary of card payments. Contact us to find out more about the competitive rates available.

Contact: 0333 234 1961 /

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HTA Savings & Loans - business finance

HTA Savings & Loans is our financial services business that has been designed with garden-based businesses firmly front of mind. We’re different from your average high street bank or building society, providing a personal, friendly and helpful service. 

Our range of products can help to grow your business, manage cash flow,  purchase new equipment, or a savings plan to help your money flourish.  It’s not just the products that makes HTA Savings and Loans so great, our approach is equally as appealing.  With us, you’ll have: 

  • Competitive fixed rates
  • No documentation fees
  • No early settlement fees
  • Absolutely no hidden costs

If you’d like to find out a little more or even apply for a product, simply call 0121 227 6699 or visit

HTA Savings & Loans is bought to you from bira bank to offer one to one service for your business and personal financial requirements.

Contact: 0121 227 6699  /