Plant image

Business Insurance

Specialist insurance for horticultural businesses

We've collaborated with Towergate insurance to bring you insurance for the horticultural industry. The HTA Insurance scheme is designed for garden centres, commercial growers, landscapers, manufacturers, suppliers and other associated businesses such as concessions in garden centres. 

The specialist insurance policies and products take account of the unique needs of horticultural businesses.

Features Include:

  • Weight of snow cover for glasshouses
  • Automatic seasonal increase of 25% in the stock sum insured six weeks prior and post any bank holiday.
  • 24 month indemnity period as standard under the Business Interruption section
  • Environmental liability cover (Clean up costs)
  • Cover for target stock with the first £7,500 per site included free of charge.
  • Deterioration of refrigerated/frozen stock (First £5,000 given free of charge)

Insurance cover is also available for the following areas:

  • Management liability (Directors and Officers)
  • Cyber liability and crime
  • Engineering cover
  • Motor insurance

For more details on the policies available please have a look at the HTA Insurance website. The HTA will receive a commission fee based on a successful referral, if you require specific details please contact [email protected] 

You can also call 03448 926271 or alternatively email [email protected].

 

Towergate Insurance Brokers and HTA Insurance Services are trading names of Advisory Insurance Brokers Ltd. Registered in England Company No. 4043759, Registered Office: 2 Minster Court, Mincing Lane, London, EC3R 7PD. Authorised and regulated by the Financial Conduct Authority